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PSD2 Guidelines en Q&As
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PSD2 beperkt zich niet tot de richtlijn zelf. Een substantieel deel van het regelgevend kader is uitgewerkt in diverse Guidelines en Q&A’s van verschillende toezichthoudende autoriteiten.
Deze maatregelen geven nadere operationele invulling aan de kernvereisten van PSD2. Zij zien onder meer op safeguarding, beloning, uitbesteding, klantauthenticatie en een nadere uitleg van belangrijke definities.
Het regelgevend landschap blijft zich ontwikkelen. Nieuwe maatregelen worden doorlopend aangenomen, afgerond of geactualiseerd. Het kan in de praktijk daarom lastig zijn om het volledige kader goed bij te houden.
Om cliënten en andere marktpartijen daarbij te ondersteunen, hebben wij onderstaande tracker ontwikkeld. Deze tracker biedt een gestructureerd en actueel overzicht van alle relevante Q&A’s en Guidelines onder PSD2.
PSD2 Guidelines and Q&As tracker
| Type | Issuer | Description | Reference | PSD2 article |
|---|---|---|---|---|
| Q&A | EBA | Provision of the "acquiring of payment transactions" payment service in the EU | EBA Q&A 2021_6283 | 1 |
| Q&A | EBA | Paper-based postal money orders as defined by the Universal Postal Union | EBA Q&A 2022_6391 | 3 |
| Q&A | EBA | Money remittance | EBA Q&A 2020_5216 | 4(3) |
| Q&A | EBA | Acquisition and money remittance payment service | EBA Q&A 2020_5181 | 4(12), (24), (44), 10 |
| Q&A | EBA | Access to account for FinTech Solutions that incorporate regulated services | EBA Q&A 2020_5249 | 4(12), (17) |
| Q&A | EBA | On the access to safeguarding accounts through the Application Programming Interface (API) | EBA Q&A 2021_5755 | 4(12) |
| Q&A | EBA | Reading of the term "means of payment" | EBA Q&A 2022_6481 | 4(14) |
| Q&A | EBA | Interpretation of payment instrument | EBA Q&A 2023_6910 | 4(14) |
| Q&A | EBA | Clarification on whether a particular business model type constitutes the provision of an account information service as defined by Article 4(16) PSD2 | EBA Q&A 2018_4098 | 4(16) |
| Q&A | EBA | Type of accounts accessible through common and secure communication | EBA Q&A 2019_4856 | 4(16) |
| Q&A | EBA | Collection of fees for utilities or other regular services | EBA Q&A 2020_5099 | 4(22), (44) |
| Q&A | EBA | Does SCA apply to electronically processed SEPA Direct Debits? | EBA Q&A 2018_4359 | 4(23) |
| Q&A | EBA | Compliance of (1) card data (2) SMS OTP and (3) EMV 3DS behaviour-based inherence as an authentication information with the requirements of PSD2 and RTS on SCA | EBA Q&A 2019_4671 | 4(30) |
| Q&A | EBA | Strong customer authentication (SCA) knowledge element: Place of Birth and Date of Birth | EBA Q&A 2021_5821 | 4(30) |
| Q&A | EBA | Knowledge element of SCA | EBA Q&A 2024_7286 | 4(30) |
| Q&A | EBA | On the access to names and surnames through the API | EBA Q&A 2018_4081 | 4(32) |
| Q&A | EBA | Information to be provided / made available by ASPSP to payment initiation service provider (PISP) | EBA Q&A 2018_4188 | 4(32) |
| Guidelines | EBA | Final report on the EBA Guidelines under PSD2 on the information to be provided for the authorisation of PIs and EMIs and for the registration of AISPs | Guidelines | |
| Guidelines | EBA | Final report Guidelines on remuneration policies | Guidelines on remuneration | 5 |
| Report | EBA | Peer review follow-up report on authorisation under PSD2 | Peer review follow-up report on authorisation | 5 |
| Guidelines | EBA | Final report on EBA Guidelines on outsourcing arrangements | Guidelines on outsourcing | 5 |
| Guidelines | EBA | Final Guidelines on Professional Indemnity Insurance under PSD2 | Guidelines on PII | 5 |
| Q&A | EBA | Consideration of own funds requirements as a comparable guarantee to the PII | EBA Q&A 2023_6675 | 5(2), (3) |
| Q&A | EBA | Minimum monetary amount of professional indemnity insurance in ongoing supervision | EBA Q&A 2025_7317 | 5(4) |
| Q&A | EBA | Clarification on the protection requirements of a CustomerID when included in a payer-presented QR-code for the initiation of (instant) credit transfers at the Point of Interaction (POI) | EBA Q&A 2021_6298 | 6(1) |
| Q&A | EBA | Multi-licensed entity capital requirement | EBA Q&A 2023_6790 | 8(2) |
| Q&A | EBA | Calculation of "payment volume" for method B in Article 9 of PSD2 | EBA Q&A 2021_6241 | 9(1) |
| Q&A | EBA | Calculation of own funds required for payment institution in Article 9 PSD2 when the payment institution offers acquiring services | EBA Q&A 2018_4298 | 9(1) |
| Q&A | EBA | Calculation of own funds required for payment institution in Article 9 PSD2 when "input funds" are credit transfers and "output funds" are direct debit | EBA Q&A 2018_4299 | 9(1) |
| Q&A | EBA | Safeguarding | EBA Q&A 2020_5264 | 10(1) |
| Q&A | EBA | Clarification of meanings 'transferring of funds' and 'another payment service provider' in the context of article 10(1)(a) PSD2 | EBA Q&A 2020_5502 | 10(1) |
| Q&A | EBA | Safeguarding with a credit institution in a third country | EBA Q&A 2023_6882 | 10(1) |
| Q&A | EBA | Compliance of non-bank PSPs with the safeguarding requirements in PSD2 | EBA Q&A 2024_7165 | 10(1) |
| Q&A | EBA | "Triangular" passport | EBA Q&A 2021_5726 | 11(9), 19(7) |
| Q&A | EBA | Annex VI - Agents/distributors | EBA Q&A 2022_6437 | 13 |
| Q&A | EBA | Information on the host Member State in which Third Party Providers (TPPs) provide services | EBA Q&A 2021_6078 | 15 |
| Q&A | EBA | Credit | EBA Q&A 2024_7056 | 18(4) |
| Q&A | EBA | Passporting and eIDAS certificates | EBA Q&A 2018_4432 | 28(5) |
| Q&A | EBA | Showing a password after it has been masked | EBA Q&A 2018_4366 | 28(5) |
| Q&A | EBA | Exchange rate mark-ups part of 'all charges payable'/'currency conversion charges' | EBA Q&A 2023_6777 | 45(1) |
| Q&A | EBA | Ability of a creditor to change a mandate | EBA Q&A 2020_5479 | 54(1), 64(1), (2) |
| Q&A | EBA | Information provided to the payee on individual payment transaction | EBA Q&A 2022_6612 | 58 |
| Q&A | EBA | Explicit consent required by the ASPSP from the PSU to enable the PSU to use the services provided by TPPs | EBA Q&A 2018_4123 | 64 |
| Q&A | EBA | Sanctions list screening in the context of TPP's services - risk management policy | EBA Q&A 2018_4117 | 66 |
| Q&A | EBA | Consent for the provision of PIS and AIS | EBA Q&A 2018_4309 | 66 |
| Q&A | EBA | "Authorisation number" in eIDAS certificates | EBA Q&A 2019_4679 | 66 |
| Q&A | EBA | Account Data required by a ASPSP to execute a payment order via a PISP | EBA Q&A 2019_4854 | 66 |
| Q&A | EBA | Proxy matrices | EBA Q&A 2024_7265 | 66 |
| Q&A | EBA | Authentication process of the PSU with the ASPSP in a combined AIS and PIS journey in a redirection approach | EBA Q&A 2024_7358 | 66 |
| Q&A | EBA | Future-dated payments and recurring transactions | EBA Q&A 2021_6318 | 66(1) |
| Q&A | EBA | Individual's name to return in AISP/PISP calls | EBA Q&A 2020_5165 | 66(4) |
| Q&A | EBA | PISP's access to payable charges applied by the ASPSP on the PSU's initiated payment via the ASPSP's dedicated interface | EBA Q&A 2021_6320 | 66(4) |
| Q&A | EBA | Obstacles faced by PISPs in accessing payment status information under PSD2 | EBA Q&A 2024_7261 | 66(4) |
| Q&A | EBA | Interpretation of 'Active request for account information' | EBA Q&A 2018_4172 | 67 |
| Q&A | EBA | Period to be covered by statistics pursuant to Article 32(4) of Commission Delegated Regulation (EU) 2018/389 | EBA Q&A 2023_6687 | 67 |
| Q&A | EBA | Setting limit (daily and/or per transaction) for the execution of payment transaction by PSP | EBA Q&A 2025_7425 | 68(1) |
| Q&A | EBA | Application of SCA to issuing a payment instrument and tokenisation | EBA Q&A 2020_5622 | 70 |
| Q&A | EBA | Evidences / records to be stored by ASPSP for PIS and AIS requests | EBA Q&A 2022_6526 | 72 |
| Q&A | EBA | Liability for fraud when SCA exemption used | EBA Q&A 2018_4042 | 74 |
| Q&A | EBA | Unattended terminals and Transaction Risk Analysis (TRA) exemption and related PSP's liabilities rules | EBA Q&A 2019_4480 | 74 |
| Q&A | EBA | Articulation and interaction of the second and the third sub-paragraph of Article 74(1) PSD2 | EBA Q&A 2021_6305 | 74(1) |
| Q&A | EBA | PISP payment order cancellation due to fraud prevention reasons | EBA Q&A 2023_6873 | 80 |
| Q&A | EBA | Credit value date for payment transactions with currency conversion | EBA Q&A 2018_4150 | 87(1) |
| Guidelines | EBA | Final report on Revised Guidelines on major incident reporting under PSD2 | Revised Guidelines | 95 |
| Q&A | EBA | Arbitrating between security and obstacles | EBA Q&A 2021_6156 | 95 |
| Q&A | EBA | Major incidents reporting | EBA Q&A 2018_4144 | 96(1) |
| Q&A | EBA | Service Downtime | EBA Q&A 2023_6744 | 96(3) |
| Q&A | EBA | Losses due to fraud per liability bearer | EBA Q&A 2019_5008 | 96(3) |
| Q&A | EBA | Fraud reporting | EBA Q&A 2023_6788 | 96(6) |
| Q&A | EBA | Application of SCA for confirmation of funds requests made by a PISP | EBA Q&A 2021_6280 | 97 |
| Q&A | EBA | SCA applicability / application of SCA at tokenisation stage | EBA Q&A 2021_6145 | 97 |
| Q&A | EBA | App to app redirection with biometrics for PIS | EBA Q&A 2023_6767 | 97 |
| Q&A | EBA | Trusted beneficiaries | EBA Q&A 2023_6827 | 97 |
| Q&A | EBA | Payee-initiated transactions with irregular period or variable amounts for account payments | EBA Q&A 2021_6256 | 97 |
| Q&A | EBA | Criteria for selecting the operations to be included in the calculation of fraud rates for the transaction risk analysis (TRA) exemption | EBA Q&A 2024_6989 | 97 |
| Q&A | EBA | SCA exception for Contactless only terminals (SoftPOS) in case of emergency | EBA Q&A 2025_7482 | 97 |
| Q&A | EBA | Bill-payment via postal service | EBA Q&A 2020_5534 | 97(1) |
| Q&A | EBA | Transactions initiated via electronic mail (email) | EBA Q&A 2021_6315 | 97(1) |
| Q&A | EBA | SCA for token replacement | EBA Q&A 2022_6464 | 97(1) |
| Q&A | EBA | Application for low-value contactless exemption - Calculation of limits at Primary Account Number (PAN) / account level or at device / token level | EBA Q&A 2018_4036 | 97(1) |
| Q&A | EBA | Criteria for the application of the transaction risk analysis (TRA) exemption - Application of the TRA exemption by authorized PSPs other than the issuer and the acquirer | EBA Q&A 2018_4035 | 97(1) |
| Q&A | EBA | Criteria for the application of the TRA exemption - Relevant fraud rates | EBA Q&A 2018_4034 | 97(1) |
| Q&A | EBA | Criteria for the application of the TRA exemption - Application of the TRA exemption at the level of individual brand, product or scheme | EBA Q&A 2018_4033 | 97(1) |
| Q&A | EBA | Criteria for the application of the TRA exemption - Fraud rate calculation methodology for the application of the TRA exemption | EBA Q&A 2018_4032 | 97(1) |
| Q&A | EBA | Applicability of SCA to 'card payments initiated by the payee only' | EBA Q&A 2018_4031 | 97(1) |
| Q&A | EBA | Geographical scope of application of the RTS on strong customer authentication (SCA) and secure communication requirements - 'Two-leg' transactions | EBA Q&A 2018_4030 | 97(1) |
| Q&A | EBA | Persistent authentication for wearable devices | EBA Q&A 2018_4049 | 97(1) |
| Q&A | EBA | Applicability of Strong Customer Authentication (SCA) to existing recurring payments solutions | EBA Q&A 2018_4048 | 97(1) |
| Q&A | EBA | Review of security measures | EBA Q&A 2018_4047 | 97(1) |
| Q&A | EBA | Display of incorrect authentication factors in case of failed authentication attempts | EBA Q&A 2018_4041 | 97(1) |
| Q&A | EBA | Currency conversion of the EUR thresholds contained in the RTS | EBA Q&A 2018_4040 | 97(1) |
| Q&A | EBA | Qualification of SMS OTP as an authentication factor | EBA Q&A 2018_4039 | 97(1) |
| Q&A | EBA | Applicability of the low-value contactless exemption to contactless-only devices | EBA Q&A 2018_4038 | 97(1) |
| Q&A | EBA | Accessing payment account online in web browser shall exceed not 5 minutes without activity | EBA Q&A 2018_4065 | 97(1) |
| Q&A | EBA | Exemption for secure corporate payment processes and protocols | EBA Q&A 2018_4060 | 97(1) |
| Q&A | EBA | Transactions initiated via Interactive Voice Response (IVR) solutions | EBA Q&A 2018_4058 | 97(1) |
| Q&A | EBA | SCA at vending machines without PIN pad | EBA Q&A 2018_4057 | 97(1) |
| Q&A | EBA | Application of the exemption for transactions to trusted beneficiaries to Face-to-Face transactions | EBA Q&A 2018_4056 | 97(1) |
| Q&A | EBA | Confidentiality of offline PIN | EBA Q&A 2018_4055 | 97(1) |
| Q&A | EBA | Confidentiality of the application cryptogram for EMV transactions | EBA Q&A 2018_4054 | 97(1) |
| Q&A | EBA | Length of authentication codes | EBA Q&A 2018_4053 | 97(1) |
| Q&A | EBA | EMV cards and EMV terminals supporting online authentication | EBA Q&A 2018_4052 | 97(1) |
| Q&A | EBA | Review of Security Measures - Auditors expertise | EBA Q&A 2018_4153 | 97(1) |
| Q&A | EBA | Review of the security measures: Audit report | EBA Q&A 2018_4152 | 97(1) |
| Q&A | EBA | Authentication code | EBA Q&A 2018_4141 | 97(1) |
| Q&A | EBA | SMS OTP and credit card as a two authentication factor | EBA Q&A 2018_4135 | 97(1) |
| Q&A | EBA | Payee-initiated transactions with irregular period or variable amount | EBA Q&A 2018_4131 | 97(1) |
| Q&A | EBA | Data authentication standards | EBA Q&A 2018_4110 | 97(1) |
| Q&A | EBA | Scope of ‘initiation of an electronic payment transaction’ | EBA Q&A 2018_4108 | 97(1) |
| Q&A | EBA | Exemption from strong customer authentication (SCA) for payment account information in combination with accessing account information online in web browser | EBA Q&A 2018_4068 | 97(1) |
| Q&A | EBA | On the access to trusted beneficiaries lists (RTS Art 13) by TPPs in write mode | EBA Q&A 2018_4076 | 97(1) |
| Q&A | EBA | Usage of SMS for dynamic linking | EBA Q&A 2018_4414 | 97(1) |
| Q&A | EBA | Subsequent instances of a recurring card payment transaction, other than the first, initial one, are transactions initiated by the payee only. This is also the case for card instalment transactions. | EBA Q&A 2018_4404 | 97(1) |
| Q&A | EBA | Strong Authentication | EBA Q&A 2018_4315 | 97(1) |
| Q&A | EBA | Contactless payments at point of sale - Applications of the conditions | EBA Q&A 2018_4226 | 97(1) |
| Q&A | EBA | Contactless payments at point of sale - Applications of the conditions | EBA Q&A 2018_4225 | 97(1) |
| Q&A | EBA | Application of SCA when a PSU accesses payment transactions data older than on the last 90 days, without having access to sensitive payment data and for a period of 90 days after the last access using SCA | EBA Q&A 2018_4177 | 97(1) |
| Q&A | EBA | Responsibility of national authority with regards to audit reports | EBA Q&A 2018_4155 | 97(1) |
| Q&A | EBA | Definition of payee for dynamic linking | EBA Q&A 2019_4556 | 97(1) |
| Q&A | EBA | Unattended terminals and Transaction Risk Analysis (TRA) exemption and related Payment Service Providers (PSP)’s liabilities rules | EBA Q&A 2019_4480 | 97(1) |
| Q&A | EBA | Dynamic Linking for batch payments | EBA Q&A 2018_4435 | 97(1) |
| Q&A | EBA | Application of the Low Value Transaction Limits | EBA Q&A 2018_4429 | 97(1) |
| Q&A | EBA | Dynamic linking for batch transactions | EBA Q&A 2018_4415 | 97(1) |
| Q&A | EBA | Mount unattended contactless device on general goods vending machines | EBA Q&A 2020_5288 | 97(1) |
| Q&A | EBA | Payment Initiation Scope and Trusted Beneficiaries | EBA Q&A 2020_5135 | 97(1) |
| Q&A | EBA | Dynamic linking: transactions for which the final amount is unknown and may be lower or higher than authenticated amount | EBA Q&A 2020_5133 | 97(1) |
| Q&A | EBA | Using Trusted Beneficiary Lists to Auto Reject PISP Transactions | EBA Q&A 2020_5115 | 97(1) |
| Q&A | EBA | Applicability of SCA to electronically processed SEPA Direct Debits / Interpretation of EBA Q&A 2018_4359 | EBA Q&A 2019_4664 | 97(1) |
| Q&A | EBA | Exemptions from Strong Customer Authentication (SCA): credit transfers | EBA Q&A 2019_4564 | 97(1) |
| Q&A | EBA | Secure corporate payment processes and protocols and inactivity time period | EBA Q&A 2023_6949 | 97(1) |
| Q&A | EBA | The use of strong and widely recognized encryption techniques | EBA Q&A 2025_7376 | 97(1) |
| Q&A | EBA | Authentication procedures that ASPSPs’ interfaces are required to support (using re-direction) | EBA Q&A 2021_6321 | 97(5) |
| Q&A | EBA | Exemption from strong customer authentication | EBA Q&A 2023_6820 | 98 |
| Q&A | EBA | Mobile Banking Services and SCA in the same app | EBA Q&A 2023_6863 | 98 |
| Q&A | EBA | API functionality | EBA Q&A 2022_6392 | 98(1) |
| Q&A | EBA | Eligibility of communication by AISPs with ASPSP throughout two access interfaces in parallel | EBA Q&A 2023_6752 | 98(1) |
| Q&A | EBA | Revocation of ASPSP's Exemption from the Contingency Mechanism due to Prolonged Service Disruption | EBA Q&A 2024_7103 | 98(1) |
| Q&A | EBA | Obligatory nature of the SCA and exemption based on transaction risk analysis | EBA Q&A 2018_4089 | 98(1) |
| Q&A | EBA | Ability of static card data to be considered a possession factor? | EBA Q&A 2018_4235 | 98(1) |
| Q&A | EBA | Signature on a paper slip from a payment terminal, as a factor in a two-factor SCA | EBA Q&A 2018_4237 | 98(1) |
| Q&A | EBA | Signature performed on the screen of a digital device as a factor in a two-factor SCA | EBA Q&A 2018_4238 | 98(1) |
| Q&A | EBA | Showing a password after it has been masked | EBA Q&A 2018_4366 | 98(1) |
| Q&A | EBA | Unsuccessful authentications and declined transactions effect on the counters of cumulative amount and number of consecutive transactions | EBA Q&A 2019_4785 | 98(1) |
| Q&A | EBA | Exemptions from Strong Customer Authentication (SCA): trusted beneficiaries | EBA Q&A 2018_4120 | 98(1) |
| Q&A | EBA | Access by AISPs when customer not present up to 4 times in a 24 hour period | EBA Q&A 2018_4210 | 98(1)(4) |
| Q&A | EBA | Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments | EBA Q&A 2018_4239 | 98(1) |
| Q&A | EBA | Exemption of secure corporate payment processes and protocols | EBA Q&A 2018_4383 | 98(1) |
| Q&A | EBA | Fraud rate calculation for TRA exemption – country dimension | EBA Q&A 2018_4439 | 98(1) |
| Q&A | EBA | Compliance with SCA in offline mode on an aircraft without internet connection | EBA Q&A 2019_4740 | 98(1) |
| Q&A | EBA | Delayed or deferred PIN for wearable devices | EBA Q&A 2019_4783 | 98(1) |
| Q&A | EBA | "Push based" authentication and SCA requirements | EBA Q&A 2019_4984 | 98(1) |
| Q&A | EBA | Scope of contingency mechanism | EBA Q&A 2019_4826 | 98(1) |
| Q&A | EBA | Relying on vendor mechanisms processing the biometric data for strong customer authentication; Multiple fingerprint samples stored on a mobile device and used for purpose of user authentication. | EBA Q&A 2019_4651 | 98(1) |
| Q&A | EBA | ASPSP is denied the waiver to the fall-back by an NCA | EBA Q&A 2018_4140 | 98(1) |
| Q&A | EBA | Communication plans to inform payment service providers making use of the dedicated interface | EBA Q&A 2018_4071 | 98(1) |
| Q&A | EBA | Knowledge element of SCA. | EBA Q&A 2024_7286 | 98(1) |
| Guidelines | EBA | Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC) | Guidelines | 98(3) |
| Q&A | EBA | Change of TPP access rights for AIS consent by the PSU prior to authorisation | EBA Q&A 2021_6246 | 98(4) |
| Q&A | EBA | Ability of Payee’s PSP to apply exemptions from SCA in credit transfers | EBA Q&A 2021_5845 | 98(4) |
| Q&A | EBA | Arbitrating between security and obstacles | EBA Q&A 2021_6156 | 98(4) |
| Q&A | EBA | Calculation of fraud rates in relation to Exemption Threshold Values (ETVs) | EBA Q&A 2018_4043 | 98(4) |
| Q&A | EBA | Transaction Risk Analysis (TRA) exemption – Frequency of recalculation of fraud rate | EBA Q&A 2018_4045 | 98(4) |
| Q&A | EBA | Communication plans to inform payment service providers making use of the dedicated interface | EBA Q&A 2018_4071 | 98(4) |
| Q&A | EBA | Obligatory nature of the SCA and exemption based on transaction risk analysis | EBA Q&A 2018_4089 | 98(4) |
| Q&A | EBA | Exemptions from Strong Customer Authentication (SCA): trusted beneficiaries | EBA Q&A 2018_4120 | 98(4) |
| Q&A | EBA | Application of Transaction Risk Analysis (TRA) exemption – Real time risk analysis / monitoring | EBA Q&A 2018_4127 | 98(4) |
| Q&A | EBA | Trusted Beneficiary exemption – Management of the exemption, information flows between PSPs in the payment transaction | EBA Q&A 2018_4128 | 98(4) |
| Q&A | EBA | Testing eIDAS certificates before 14 September 2019 | EBA Q&A 2018_4138 | 98(4) |
| Q&A | EBA | ASPSP is denied the waiver to the fall-back by an NCA | EBA Q&A 2018_4140 | 98(4) |
| Q&A | EBA | Fall back exemption | EBA Q&A 2018_4163 | 98(4) |
| Q&A | EBA | Ability of static card data to be considered a possession factor? | EBA Q&A 2018_4235 | 98(4) |
| Q&A | EBA | Signature performed on the screen of a digital device as a factor in a two-factor SCA | EBA Q&A 2018_4238 | 98(4) |
| Q&A | EBA | Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments | EBA Q&A 2018_4239 | 98(4) |
| Q&A | EBA | Trusted Beneficiaries | EBA Q&A 2018_4338 | 98(4) |
| Q&A | EBA | Application of the exemption related to a trusted beneficiary | EBA Q&A 2018_4360 | 98(4) |
| Q&A | EBA | Showing a password after it has been masked | EBA Q&A 2018_4366 | 98(4) |
| Q&A | EBA | Chip and Signature cards and their inclusion in the remit of RTS Article 11 | EBA Q&A 2018_4342 | 98(4) |
| Q&A | EBA | Certification in relation to a Technical Service Provider (TSP) | EBA Q&A 2018_4375 | 98(4) |
| Q&A | EBA | Applicability of Article 34 (eIDAS certificates) prior to application date of Regulation (EU) 2018/389 | EBA Q&A 2019_4630 | 98(4) |
| Q&A | EBA | Identification and access for testing purposes of entities that are not authorised third party providers (TPPs) | EBA Q&A 2019_4609 | 98(4) |
| Q&A | EBA | Strong Customer Authentication (SCA) possession element requirement for cryptographic validation | EBA Q&A 2019_4532 | 98(4) |
| Q&A | EBA | Content of eIDAS certificates if agents or outsource providers are involved | EBA Q&A 2019_4507 | 98(4) |
| Q&A | EBA | Fraud rate calculation for TRA exemption – country dimension | EBA Q&A 2018_4439 | 98(4) |
| RTS | EBA | RTS on strong customer authentication and secure communication under PSD2 | Final RTS | 98(4) |
| Guidelines | EBA | Final Report Guidelines on procedures for complaints of alleged infringements of Directive (EU) 2015/2366 | Guidelines on procedures for complaints | 99 |
| Guidelines | EBA | Final Report on amending Guidelines on fraud reporting under PSD2 | Guidelines on fraud reporting | |
| Guidelines | EBA | Final Report Guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers under Regulation (EU) 2023/1113 ('Travel Rule Guidelines') | Travel Rule Guidelines | |
| Guidelines | EBA, ESMA, EIOPA | Joint Guidelines under Article 25 of Regulation (EU) 20215/847 on the measures PSPs should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information | Joint Guidelines on missing or incomplete information | |
| Guidelines | DNB | Recovery- and exitplans payment institutions | Guidelines on recovery- and exitplans | |
| Q&A | DNB | Supervisory boards of payment institutions and electronic money institutions | Q&A on supervisory boards |
190 measure(s)
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