{"id":15680,"date":"2016-01-05T14:38:10","date_gmt":"2016-01-05T13:38:10","guid":{"rendered":"https:\/\/watsonlaw.nl\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/"},"modified":"2020-09-30T16:43:38","modified_gmt":"2020-09-30T14:43:38","slug":"de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling","status":"publish","type":"post","link":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/","title":{"rendered":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling."},"content":{"rendered":"

Het komt regelmatig voor dat een hypothecaire vordering van de bank hoger is dan de waarde van de verbonden woning zelf. In deze bijdrage vragen auteurs zich af of een bewoner met een dergelijke onder water staande woning die in een schuldsaneringsregeling terecht is gekomen, bij het einde van de regeling daadwerkelijk met een schone lei begint en dan dus geen hypotheekschuld meer heeft.<\/p>\n

Lees hier<\/a> het artikel.<\/p>\n

Door: W.J.G. Smits & C. Vermeulen.<\/p>\n","protected":false},"excerpt":{"rendered":"

Het komt regelmatig voor dat een hypothecaire vordering van de bank hoger is dan de waarde van de verbonden woning zelf. In deze bijdrage vragen auteurs zich af of een bewoner met een dergelijke onder water staande woning die in een schuldsaneringsregeling terecht is gekomen,…<\/p>\n","protected":false},"author":1,"featured_media":15681,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[412,413,216,415,414],"tags":[218,219,229],"class_list":["post-15680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-securities-en","category-insolvency-restructuring-en","category-publications","category-real-estate-en","category-willem-jan-smits-en","tag-s-hertogenbosch-en","tag-lawyer","tag-schuldsaneringsregeling-en"],"yoast_head":"\nDe woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw\" \/>\n<meta property=\"og:description\" content=\"Het komt regelmatig voor dat een hypothecaire vordering van de bank hoger is dan de waarde van de verbonden woning zelf. In deze bijdrage vragen auteurs zich af of een bewoner met een dergelijke onder water staande woning die in een schuldsaneringsregeling terecht is gekomen,...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/\" \/>\n<meta property=\"og:site_name\" content=\"Watsonlaw\" \/>\n<meta property=\"article:published_time\" content=\"2016-01-05T13:38:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-09-30T14:43:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"267\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"WatsonLaw\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"WatsonLaw\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/\"},\"author\":{\"name\":\"WatsonLaw\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/#\\\/schema\\\/person\\\/6fa3baa0ec50ad383ab6d8ffa1316fb2\"},\"headline\":\"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling.\",\"datePublished\":\"2016-01-05T13:38:10+00:00\",\"dateModified\":\"2020-09-30T14:43:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/\"},\"wordCount\":91,\"image\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/watsonlaw.nl\\\/wp-content\\\/uploads\\\/2016\\\/01\\\/Seatrade-maritime-debt-reschedule-05-jan.jpg\",\"keywords\":[\"'s-Hertogenbosch\",\"Lawyer\",\"Schuldsaneringsregeling\"],\"articleSection\":[\"Finance & Securities\",\"Insolvency & Restructuring\",\"Publicaties\",\"Real Estate\",\"Willem-Jan Smits\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/\",\"url\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/\",\"name\":\"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/watsonlaw.nl\\\/wp-content\\\/uploads\\\/2016\\\/01\\\/Seatrade-maritime-debt-reschedule-05-jan.jpg\",\"datePublished\":\"2016-01-05T13:38:10+00:00\",\"dateModified\":\"2020-09-30T14:43:38+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/#\\\/schema\\\/person\\\/6fa3baa0ec50ad383ab6d8ffa1316fb2\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#primaryimage\",\"url\":\"https:\\\/\\\/watsonlaw.nl\\\/wp-content\\\/uploads\\\/2016\\\/01\\\/Seatrade-maritime-debt-reschedule-05-jan.jpg\",\"contentUrl\":\"https:\\\/\\\/watsonlaw.nl\\\/wp-content\\\/uploads\\\/2016\\\/01\\\/Seatrade-maritime-debt-reschedule-05-jan.jpg\",\"width\":400,\"height\":267},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/\",\"name\":\"Watsonlaw\",\"description\":\"Building a framework for growth.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/#\\\/schema\\\/person\\\/6fa3baa0ec50ad383ab6d8ffa1316fb2\",\"name\":\"WatsonLaw\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g\",\"caption\":\"WatsonLaw\"},\"url\":\"https:\\\/\\\/watsonlaw.nl\\\/en\\\/author\\\/watsonlaw\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/","og_locale":"en_US","og_type":"article","og_title":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw","og_description":"Het komt regelmatig voor dat een hypothecaire vordering van de bank hoger is dan de waarde van de verbonden woning zelf. In deze bijdrage vragen auteurs zich af of een bewoner met een dergelijke onder water staande woning die in een schuldsaneringsregeling terecht is gekomen,...","og_url":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/","og_site_name":"Watsonlaw","article_published_time":"2016-01-05T13:38:10+00:00","article_modified_time":"2020-09-30T14:43:38+00:00","og_image":[{"width":400,"height":267,"url":"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg","type":"image\/jpeg"}],"author":"WatsonLaw","twitter_card":"summary_large_image","twitter_misc":{"Written by":"WatsonLaw"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#article","isPartOf":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/"},"author":{"name":"WatsonLaw","@id":"https:\/\/watsonlaw.nl\/en\/#\/schema\/person\/6fa3baa0ec50ad383ab6d8ffa1316fb2"},"headline":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling.","datePublished":"2016-01-05T13:38:10+00:00","dateModified":"2020-09-30T14:43:38+00:00","mainEntityOfPage":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/"},"wordCount":91,"image":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#primaryimage"},"thumbnailUrl":"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg","keywords":["'s-Hertogenbosch","Lawyer","Schuldsaneringsregeling"],"articleSection":["Finance & Securities","Insolvency & Restructuring","Publicaties","Real Estate","Willem-Jan Smits"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/","url":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/","name":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling. - Watsonlaw","isPartOf":{"@id":"https:\/\/watsonlaw.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#primaryimage"},"image":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#primaryimage"},"thumbnailUrl":"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg","datePublished":"2016-01-05T13:38:10+00:00","dateModified":"2020-09-30T14:43:38+00:00","author":{"@id":"https:\/\/watsonlaw.nl\/en\/#\/schema\/person\/6fa3baa0ec50ad383ab6d8ffa1316fb2"},"breadcrumb":{"@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#primaryimage","url":"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg","contentUrl":"https:\/\/watsonlaw.nl\/wp-content\/uploads\/2016\/01\/Seatrade-maritime-debt-reschedule-05-jan.jpg","width":400,"height":267},{"@type":"BreadcrumbList","@id":"https:\/\/watsonlaw.nl\/en\/de-woning-onder-water-over-de-afwikkeling-van-een-woning-met-onderwaarde-in-de-schuldsaneringsregeling\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/watsonlaw.nl\/en\/"},{"@type":"ListItem","position":2,"name":"De woning onder water. Over de afwikkeling van een woning met onderwaarde in de schuldsaneringsregeling."}]},{"@type":"WebSite","@id":"https:\/\/watsonlaw.nl\/en\/#website","url":"https:\/\/watsonlaw.nl\/en\/","name":"Watsonlaw","description":"Building a framework for growth.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/watsonlaw.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/watsonlaw.nl\/en\/#\/schema\/person\/6fa3baa0ec50ad383ab6d8ffa1316fb2","name":"WatsonLaw","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/43283ad76e414a9df2ee4f4156adf7f87c94e8b2236cea9661de7819d306715c?s=96&d=mm&r=g","caption":"WatsonLaw"},"url":"https:\/\/watsonlaw.nl\/en\/author\/watsonlaw\/"}]}},"_links":{"self":[{"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/posts\/15680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/comments?post=15680"}],"version-history":[{"count":2,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/posts\/15680\/revisions"}],"predecessor-version":[{"id":17013,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/posts\/15680\/revisions\/17013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/media\/15681"}],"wp:attachment":[{"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/media?parent=15680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/categories?post=15680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/watsonlaw.nl\/en\/wp-json\/wp\/v2\/tags?post=15680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}