{"id":20937,"date":"2018-11-12T16:14:14","date_gmt":"2018-11-12T15:14:14","guid":{"rendered":"https:\/\/test.watsonlaw.nl\/expertises\/fintech\/crypto\/implementingmeasures-2\/"},"modified":"2026-08-04T13:51:04","modified_gmt":"2026-08-04T11:51:04","slug":"guidelines","status":"publish","type":"page","link":"https:\/\/watsonlaw.nl\/en\/expertises\/fintech\/payments\/guidelines\/","title":{"rendered":"PSD2 Guidelines and Q&#038;As"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;30&#8243; padding_bottom=&#8221;20&#8243; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/4&#8243;][vc_column_text]<\/p>\n<p class=\"quotetekst\">New technologies demand new insights.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;][vc_widget_sidebar sidebar_id=&#8221;Sidebar Fintech&#8221; el_class=&#8221;sidebar-menu-unified&#8221;][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span style=\"color: #00c6da; font-size: 24pt;\">Here&#8217;s our point of view: <\/span><br \/>\n<span style=\"font-size: 24pt;\">We can help you prepare for what the future holds for your business<span style=\"color: #00c6da;\">.<\/span><\/span><\/h2>\n<p>PSD2 is not limited to the directive itself. A substantial part of the regulatory framework is set out in various Guidelines and Q&amp;As issued by various supervisory authorities.<\/p>\n<p>&nbsp;<\/p>\n<p>These measures provide the operational detail behind PSD2&#8217;s core requirements. They cover, among other things, safeguarding, remuneration, outsourcing, customer authentication and deeper understanding of important definitions.<\/p>\n<p>&nbsp;<\/p>\n<p>The regulatory landscape is still developing. New measures are adopted, finalised or updated on an ongoing basis. Keeping track of the full framework can therefore be challenging in practice.<\/p>\n<p>&nbsp;<\/p>\n<p>To support clients and other market participants, we have developed the tracker below. This tracker provides a structured and up-to-date overview of all relevant Q&amp;As and Guidelines under PSD2.[\/vc_column_text][vc_empty_space height=&#8221;80px&#8221;][vc_column_text css=&#8221;&#8221;]        <div class=\"wl-tracker\" id=\"psd2-tracker-392331\">\n\n            <div class=\"wl-tracker-masthead\">\n                                    <p class=\"wl-tracker-title\">PSD2 guidelines and Q&amp;As tracker<\/p>\n                            <\/div>\n\n            <div class=\"wl-tracker-controls\">\n                \n                <div class=\"wl-tracker-filterbar\">\n                    <div class=\"wl-field wl-field-search\">\n                        <label class=\"wl-field-label\" for=\"psd2-tracker-392331-search\">Search<\/label>\n                        <input type=\"text\" id=\"psd2-tracker-392331-search\" class=\"wl-tracker-search\" placeholder=\"Search measures, references, PSD2 articles\" \/>\n                    <\/div>\n\n                    <div class=\"wl-field\">\n                        <label class=\"wl-field-label\" for=\"psd2-tracker-392331-type\">Type<\/label>\n                        <select id=\"psd2-tracker-392331-type\" class=\"wl-select\" data-filter=\"type\">\n                            <option value=\"\">All types (190)<\/option>\n                                                            <option value=\"guidelines\">Guidelines (11)<\/option>\n                                                            <option value=\"q&amp;a\">Q&amp;A (177)<\/option>\n                                                            <option value=\"report\">Report (1)<\/option>\n                                                            <option value=\"rts\">RTS (1)<\/option>\n                                                    <\/select>\n                    <\/div>\n\n                    <div class=\"wl-field\">\n                        <label class=\"wl-field-label\" for=\"psd2-tracker-392331-issuer\">Issuer<\/label>\n                        <select id=\"psd2-tracker-392331-issuer\" class=\"wl-select\" data-filter=\"issuer\">\n                            <option value=\"\">All issuers (190)<\/option>\n                                                            <option value=\"dnb\">DNB (2)<\/option>\n                                                            <option value=\"eba\">EBA (188)<\/option>\n                                                            <option value=\"eiopa\">EIOPA (1)<\/option>\n                                                            <option value=\"esma\">ESMA (1)<\/option>\n                                                    <\/select>\n                    <\/div>\n\n                    \n                <\/div>\n\n                <div class=\"wl-tracker-resultline\">\n                    <button type=\"button\" class=\"wl-tracker-reset\" hidden>Clear filters<\/button>\n                <\/div>\n            <\/div>\n\n            <div class=\"wl-tracker-results\">\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba provision of the &quot;acquiring of payment transactions&quot; payment service in the eu eba q&amp;a 2021_6283 1 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Provision of the &quot;acquiring of payment transactions&quot; payment service in the EU<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6283\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6283 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">1<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba paper-based postal money orders as defined by the universal postal union eba q&amp;a 2022_6391 3 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Paper-based postal money orders as defined by the Universal Postal Union<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6391\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6391 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">3<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba money remittance eba q&amp;a 2020_5216 4(3) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Money remittance<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5216\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5216 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(3)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba acquisition and money remittance payment service eba q&amp;a 2020_5181 4(12), (24), (44), 10 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Acquisition and money remittance payment service<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5181\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5181 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(12), (24), (44), 10<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba access to account for fintech solutions that incorporate regulated services eba q&amp;a 2020_5249 4(12), (17) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Access to account for FinTech Solutions that incorporate regulated services<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5249\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5249 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(12), (17)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba on the access to safeguarding accounts through the application programming interface (api) eba q&amp;a 2021_5755 4(12) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">On the access to safeguarding accounts through the Application Programming Interface (API)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_5755\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_5755 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(12)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba reading of the term &quot;means of payment&quot; eba q&amp;a 2022_6481 4(14) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Reading of the term &quot;means of payment&quot;<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6481\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6481 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(14)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba interpretation of payment instrument eba q&amp;a 2023_6910 4(14) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Interpretation of payment instrument<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6910\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6910 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(14)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba clarification on whether a particular business model type constitutes the provision of an account information service as defined by article 4(16) psd2 eba q&amp;a 2018_4098 4(16) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Clarification on whether a particular business model type constitutes the provision of an account information service as defined by Article 4(16) PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4098\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4098 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(16)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba type of accounts accessible through common and secure communication eba q&amp;a 2019_4856 4(16) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Type of accounts accessible through common and secure communication<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4856\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4856 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(16)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba collection of fees for utilities or other regular services eba q&amp;a 2020_5099 4(22), (44) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Collection of fees for utilities or other regular services<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5099\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5099 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(22), (44)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba does sca apply to electronically processed sepa direct debits? eba q&amp;a 2018_4359 4(23) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Does SCA apply to electronically processed SEPA Direct Debits?<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4359\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4359 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(23)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba compliance of (1) card data (2) sms otp and (3) emv 3ds behaviour-based inherence as an authentication information with the requirements of psd2 and rts on sca eba q&amp;a 2019_4671 4(30) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Compliance of (1) card data (2) SMS OTP and (3) EMV 3DS behaviour-based inherence as an authentication information with the requirements of PSD2 and RTS on SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4671\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4671 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(30)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba strong customer authentication (sca) knowledge element: place of birth and date of birth eba q&amp;a 2021_5821 4(30) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Strong customer authentication (SCA) knowledge element: Place of Birth and Date of Birth<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_5821\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_5821 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(30)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba knowledge element of sca eba q&amp;a 2024_7286 4(30) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Knowledge element of SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7286\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7286 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(30)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba on the access to names and surnames through the api eba q&amp;a 2018_4081 4(32) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">On the access to names and surnames through the API<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4081\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4081 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(32)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba information to be provided \/ made available by aspsp to payment initiation service provider (pisp) eba q&amp;a 2018_4188 4(32) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Information to be provided \/ made available by ASPSP to payment initiation service provider (PISP)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4188\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4188 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">4(32)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report on the eba guidelines under psd2 on the information to be provided for the authorisation of pis and emis and for the registration of aisps guidelines  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final report on the EBA Guidelines under PSD2 on the information to be provided for the authorisation of PIs and EMIs and for the registration of AISPs<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/documents\/10180\/1904583\/f0e94433-f59b-4c24-9cec-2d6a2277b62c\/Final%20Guidelines%20on%20Authorisations%20of%20Payment%20Institutions%20(EBA-GL-2017-09).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report guidelines on remuneration policies guidelines on remuneration 5 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final report Guidelines on remuneration policies<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/sites\/default\/files\/documents\/10180\/1596785\/ef74f76b-4876-42a5-8cf3-8bc237a19a7c\/Final%20report%20on%20Guidelines%20on%20remuneration%20of%20sales%20staff%20%28EBA-GL-2016-06%29.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on remuneration &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"report\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"report eba peer review follow-up report on authorisation under psd2 peer review follow-up report on authorisation 5 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Report<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Peer review follow-up report on authorisation under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/sites\/default\/files\/2025-12\/31b327d1-09ef-4ede-a5ec-40ea833fca4d\/Follow-up%20peer%20review%20report%20on%20authorisations%20under%20PSD2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Peer review follow-up report on authorisation &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report on eba guidelines on outsourcing arrangements guidelines on outsourcing 5 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final report on EBA Guidelines on outsourcing arrangements<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/sites\/default\/files\/documents\/10180\/2551996\/38c80601-f5d7-4855-8ba3-702423665479\/EBA%20revised%20Guidelines%20on%20outsourcing%20arrangements.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on outsourcing &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final guidelines on professional indemnity insurance under psd2 guidelines on pii 5 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final Guidelines on Professional Indemnity Insurance under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/publications-and-media\/press-releases\/eba-publishes-final-guidelines-professional-indemnity\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on PII &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba consideration of own funds requirements as a comparable guarantee to the pii eba q&amp;a 2023_6675 5(2), (3) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Consideration of own funds requirements as a comparable guarantee to the PII<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6675\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6675 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5(2), (3)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba minimum monetary amount of professional indemnity insurance in ongoing supervision eba q&amp;a 2025_7317 5(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Minimum monetary amount of professional indemnity insurance in ongoing supervision<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2025_7317\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2025_7317 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">5(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba clarification on the protection requirements of a customerid when included in a payer-presented qr-code for the initiation of (instant) credit transfers at the point of interaction (poi) eba q&amp;a 2021_6298 6(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Clarification on the protection requirements of a CustomerID when included in a payer-presented QR-code for the initiation of (instant) credit transfers at the Point of Interaction (POI)<\/p>\n                                                            <span class=\"wl-measure-ref wl-measure-ref-plain\">EBA Q&amp;A 2021_6298<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">6(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba multi-licensed entity capital requirement eba q&amp;a 2023_6790 8(2) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Multi-licensed entity capital requirement<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6790\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6790 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">8(2)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba calculation of &quot;payment volume&quot; for method b in article 9 of psd2 eba q&amp;a 2021_6241 9(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Calculation of &quot;payment volume&quot; for method B in Article 9 of PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6241\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6241 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">9(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba calculation of own funds required for payment institution in article 9 psd2 when the payment institution offers acquiring services eba q&amp;a 2018_4298 9(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Calculation of own funds required for payment institution in Article 9 PSD2 when the payment institution offers acquiring services<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4298\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4298 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">9(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba calculation of own funds required for payment institution in article 9 psd2 when &quot;input funds&quot; are credit transfers and &quot;output funds&quot; are direct debit eba q&amp;a 2018_4299 9(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Calculation of own funds required for payment institution in Article 9 PSD2 when &quot;input funds&quot; are credit transfers and &quot;output funds&quot; are direct debit<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4299\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4299 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">9(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba safeguarding eba q&amp;a 2020_5264 10(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Safeguarding<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5264\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5264 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">10(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba clarification of meanings &#039;transferring of funds&#039; and &#039;another payment service provider&#039; in the context of article 10(1)(a) psd2 eba q&amp;a 2020_5502 10(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Clarification of meanings &#039;transferring of funds&#039; and &#039;another payment service provider&#039; in the context of article 10(1)(a) PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5502\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5502 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">10(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba safeguarding with a credit institution in a third country eba q&amp;a 2023_6882 10(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Safeguarding with a credit institution in a third country<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6882\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6882 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">10(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba compliance of non-bank psps with the safeguarding requirements in psd2 eba q&amp;a 2024_7165 10(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Compliance of non-bank PSPs with the safeguarding requirements in PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7165\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7165 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">10(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba &quot;triangular&quot; passport eba q&amp;a 2021_5726 11(9), 19(7) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">&quot;Triangular&quot; passport<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_5726\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_5726 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">11(9), 19(7)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba annex vi - agents\/distributors eba q&amp;a 2022_6437 13 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Annex VI - Agents\/distributors<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6437\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6437 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">13<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba information on the host member state in which third party providers (tpps) provide services eba q&amp;a 2021_6078 15 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Information on the host Member State in which Third Party Providers (TPPs) provide services<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6078\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6078 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">15<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba credit eba q&amp;a 2024_7056 18(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Credit<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7056\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7056 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">18(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba passporting and eidas certificates eba q&amp;a 2018_4432 28(5) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Passporting and eIDAS certificates<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4432\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4432 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">28(5)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba showing a password after it has been masked eba q&amp;a 2018_4366 28(5) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Showing a password after it has been masked<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4366\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4366 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">28(5)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exchange rate mark-ups part of &#039;all charges payable&#039;\/&#039;currency conversion charges&#039; eba q&amp;a 2023_6777 45(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exchange rate mark-ups part of &#039;all charges payable&#039;\/&#039;currency conversion charges&#039;<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6777\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6777 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">45(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba ability of a creditor to change a mandate eba q&amp;a 2020_5479 54(1), 64(1), (2) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Ability of a creditor to change a mandate<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5479\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5479 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">54(1), 64(1), (2)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba information provided to the payee on individual payment transaction eba q&amp;a 2022_6612 58 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Information provided to the payee on individual payment transaction<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6612\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6612 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">58<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba explicit consent required by the aspsp from the psu to enable the psu to use the services provided by tpps eba q&amp;a 2018_4123 64 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Explicit consent required by the ASPSP from the PSU to enable the PSU to use the services provided by TPPs<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4123\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4123 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">64<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sanctions list screening in the context of tpp&#039;s services - risk management policy eba q&amp;a 2018_4117 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Sanctions list screening in the context of TPP&#039;s services - risk management policy<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4117\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4117 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba consent for the provision of pis and ais eba q&amp;a 2018_4309 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Consent for the provision of PIS and AIS<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4309\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4309 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba &quot;authorisation number&quot; in eidas certificates eba q&amp;a 2019_4679 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">&quot;Authorisation number&quot; in eIDAS certificates<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4679\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4679 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba account data required by a aspsp to execute a payment order via a pisp eba q&amp;a 2019_4854 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Account Data required by a ASPSP to execute a payment order via a PISP<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4854\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4854 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba proxy matrices eba q&amp;a 2024_7265 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Proxy matrices<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7265\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7265 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba authentication process of the psu with the aspsp in a combined ais and pis journey in a redirection approach eba q&amp;a 2024_7358 66 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Authentication process of the PSU with the ASPSP in a combined AIS and PIS journey in a redirection approach<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2025_7358\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7358 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba future-dated payments and recurring transactions eba q&amp;a 2021_6318 66(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Future-dated payments and recurring transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6318\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6318 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba individual&#039;s name to return in aisp\/pisp calls eba q&amp;a 2020_5165 66(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Individual&#039;s name to return in AISP\/PISP calls<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5165\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5165 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba pisp&#039;s access to payable charges applied by the aspsp on the psu&#039;s initiated payment via the aspsp&#039;s dedicated interface eba q&amp;a 2021_6320 66(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">PISP&#039;s access to payable charges applied by the ASPSP on the PSU&#039;s initiated payment via the ASPSP&#039;s dedicated interface<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6320\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6320 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba obstacles faced by pisps in accessing payment status information under psd2 eba q&amp;a 2024_7261 66(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Obstacles faced by PISPs in accessing payment status information under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7261\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7261 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">66(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba interpretation of &#039;active request for account information&#039; eba q&amp;a 2018_4172 67 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Interpretation of &#039;Active request for account information&#039;<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4172\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4172 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">67<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba period to be covered by statistics pursuant to article 32(4) of commission delegated regulation (eu) 2018\/389 eba q&amp;a 2023_6687 67 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Period to be covered by statistics pursuant to Article 32(4) of Commission Delegated Regulation (EU) 2018\/389<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6687\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6687 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">67<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba setting limit (daily and\/or per transaction) for the execution of payment transaction by psp eba q&amp;a 2025_7425 68(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Setting limit (daily and\/or per transaction) for the execution of payment transaction by PSP<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2025_7425\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2025_7425 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">68(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of sca to issuing a payment instrument and tokenisation eba q&amp;a 2020_5622 70 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of SCA to issuing a payment instrument and tokenisation<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5622\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5622 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">70<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba evidences \/ records to be stored by aspsp for pis and ais requests eba q&amp;a 2022_6526 72 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Evidences \/ records to be stored by ASPSP for PIS and AIS requests<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6526\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6526 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">72<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba liability for fraud when sca exemption used eba q&amp;a 2018_4042 74 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Liability for fraud when SCA exemption used<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4042\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4042 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">74<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba unattended terminals and transaction risk analysis (tra) exemption and related psp&#039;s liabilities rules eba q&amp;a 2019_4480 74 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Unattended terminals and Transaction Risk Analysis (TRA) exemption and related PSP&#039;s liabilities rules<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4480\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4480 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">74<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba articulation and interaction of the second and the third sub-paragraph of article 74(1) psd2 eba q&amp;a 2021_6305 74(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Articulation and interaction of the second and the third sub-paragraph of Article 74(1) PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6305\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6305 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">74(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba pisp payment order cancellation due to fraud prevention reasons eba q&amp;a 2023_6873 80 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">PISP payment order cancellation due to fraud prevention reasons<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6873\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6873 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">80<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba credit value date for payment transactions with currency conversion eba q&amp;a 2018_4150 87(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Credit value date for payment transactions with currency conversion<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4150\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4150 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">87(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report on revised guidelines on major incident reporting under psd2 revised guidelines 95 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final report on Revised Guidelines on major incident reporting under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/sites\/default\/files\/document_library\/Publications\/Guidelines\/2021\/Guidelines%20on%20major%20incident%20reporting%20under%20PSD2%20EBA-GL-2021-03\/1014562\/Final%20revised%20Guidelines%20on%20major%20incident%20reporting%20under%20PSD2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Revised Guidelines &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">95<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba arbitrating between security and obstacles eba q&amp;a 2021_6156 95 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Arbitrating between security and obstacles<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6156\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6156 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">95<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba major incidents reporting eba q&amp;a 2018_4144 96(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Major incidents reporting<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4144\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4144 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">96(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba service downtime eba q&amp;a 2023_6744 96(3) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Service Downtime<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6744\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6744 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">96(3)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba losses due to fraud per liability bearer eba q&amp;a 2019_5008 96(3) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Losses due to fraud per liability bearer<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_5008\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_5008 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">96(3)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba fraud reporting eba q&amp;a 2023_6788 96(6) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Fraud reporting<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6788\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6788 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">96(6)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of sca for confirmation of funds requests made by a pisp eba q&amp;a 2021_6280 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of SCA for confirmation of funds requests made by a PISP<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6280\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6280 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sca applicability \/ application of sca at tokenisation stage eba q&amp;a 2021_6145 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">SCA applicability \/ application of SCA at tokenisation stage<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6145\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6145 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba app to app redirection with biometrics for pis eba q&amp;a 2023_6767 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">App to app redirection with biometrics for PIS<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6767\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6767 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba trusted beneficiaries eba q&amp;a 2023_6827 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Trusted beneficiaries<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6827\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6827 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba payee-initiated transactions with irregular period or variable amounts for account payments eba q&amp;a 2021_6256 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Payee-initiated transactions with irregular period or variable amounts for account payments<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6256\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6256 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba criteria for selecting the operations to be included in the calculation of fraud rates for the transaction risk analysis (tra) exemption eba q&amp;a 2024_6989 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Criteria for selecting the operations to be included in the calculation of fraud rates for the transaction risk analysis (TRA) exemption<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_6989\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_6989 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sca exception for contactless only terminals (softpos) in case of emergency eba q&amp;a 2025_7482 97 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">SCA exception for Contactless only terminals (SoftPOS) in case of emergency<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2025_7482\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2025_7482 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba bill-payment via postal service eba q&amp;a 2020_5534 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Bill-payment via postal service<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5534\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5534 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba transactions initiated via electronic mail (email) eba q&amp;a 2021_6315 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Transactions initiated via electronic mail (email)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6315\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6315 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sca for token replacement eba q&amp;a 2022_6464 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">SCA for token replacement<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6464\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6464 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application for low-value contactless exemption - calculation of limits at primary account number (pan) \/ account level or at device \/ token level eba q&amp;a 2018_4036 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application for low-value contactless exemption - Calculation of limits at Primary Account Number (PAN) \/ account level or at device \/ token level<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4036\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4036 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba criteria for the application of the transaction risk analysis (tra) exemption - application of the tra exemption by authorized psps other than the issuer and the acquirer eba q&amp;a 2018_4035 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Criteria for the application of the transaction risk analysis (TRA) exemption - Application of the TRA exemption by authorized PSPs other than the issuer and the acquirer<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4035\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4035 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba criteria for the application of the tra exemption - relevant fraud rates eba q&amp;a 2018_4034 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Criteria for the application of the TRA exemption - Relevant fraud rates<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4034\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4034 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba criteria for the application of the tra exemption - application of the tra exemption at the level of individual brand, product or scheme eba q&amp;a 2018_4033 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Criteria for the application of the TRA exemption - Application of the TRA exemption at the level of individual brand, product or scheme<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4033\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4033 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba criteria for the application of the tra exemption - fraud rate calculation methodology for the application of the tra exemption eba q&amp;a 2018_4032 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Criteria for the application of the TRA exemption - Fraud rate calculation methodology for the application of the TRA exemption<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4032\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4032 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of sca to &#039;card payments initiated by the payee only&#039; eba q&amp;a 2018_4031 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of SCA to &#039;card payments initiated by the payee only&#039;<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4031\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4031 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba geographical scope of application of the rts on strong customer authentication (sca) and secure communication requirements - &#039;two-leg&#039; transactions eba q&amp;a 2018_4030 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Geographical scope of application of the RTS on strong customer authentication (SCA) and secure communication requirements - &#039;Two-leg&#039; transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4030\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4030 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba persistent authentication for wearable devices eba q&amp;a 2018_4049 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Persistent authentication for wearable devices<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4049\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4049 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of strong customer authentication (sca) to existing recurring payments solutions eba q&amp;a 2018_4048 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of Strong Customer Authentication (SCA) to existing recurring payments solutions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4048\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4048 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba review of security measures eba q&amp;a 2018_4047 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Review of security measures<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4047\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4047 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba display of incorrect authentication factors in case of failed authentication attempts eba q&amp;a 2018_4041 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Display of incorrect authentication factors in case of failed authentication attempts<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4041\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4041 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba currency conversion of the eur thresholds contained in the rts eba q&amp;a 2018_4040 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Currency conversion of the EUR thresholds contained in the RTS<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4040\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4040 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba qualification of sms otp as an authentication factor eba q&amp;a 2018_4039 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Qualification of SMS OTP as an authentication factor<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4039\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4039 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of the low-value contactless exemption to contactless-only devices eba q&amp;a 2018_4038 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of the low-value contactless exemption to contactless-only devices<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4038\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4038 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba accessing payment account online in web browser shall exceed not 5 minutes without activity eba q&amp;a 2018_4065 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Accessing payment account online in web browser shall exceed not 5 minutes without activity<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4065\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4065 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemption for secure corporate payment processes and protocols eba q&amp;a 2018_4060 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemption for secure corporate payment processes and protocols<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4060\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4060 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba transactions initiated via interactive voice response (ivr) solutions eba q&amp;a 2018_4058 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Transactions initiated via Interactive Voice Response (IVR) solutions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4058\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4058 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sca at vending machines without pin pad eba q&amp;a 2018_4057 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">SCA at vending machines without PIN pad<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4057\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4057 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of the exemption for transactions to trusted beneficiaries to face-to-face transactions eba q&amp;a 2018_4056 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of the exemption for transactions to trusted beneficiaries to Face-to-Face transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4056\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4056 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba confidentiality of offline pin eba q&amp;a 2018_4055 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Confidentiality of offline PIN<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4055\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4055 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba confidentiality of the application cryptogram for emv transactions eba q&amp;a 2018_4054 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Confidentiality of the application cryptogram for EMV transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4054\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4054 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba length of authentication codes eba q&amp;a 2018_4053 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Length of authentication codes<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4053\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4053 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba emv cards and emv terminals supporting online authentication eba q&amp;a 2018_4052 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">EMV cards and EMV terminals supporting online authentication<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4052\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4052 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba review of security measures - auditors expertise eba q&amp;a 2018_4153 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Review of Security Measures - Auditors expertise<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4153\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4153 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba review of the security measures: audit report eba q&amp;a 2018_4152 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Review of the security measures: Audit report<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4152\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4152 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba authentication code eba q&amp;a 2018_4141 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Authentication code<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4141\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4141 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba sms otp and credit card as a two authentication factor eba q&amp;a 2018_4135 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">SMS OTP and credit card as a two authentication factor<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4135\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4135 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba payee-initiated transactions with irregular period or variable amount eba q&amp;a 2018_4131 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Payee-initiated transactions with irregular period or variable amount<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4131\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4131 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba data authentication standards eba q&amp;a 2018_4110 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Data authentication standards<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4110\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4110 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba scope of \u2018initiation of an electronic payment transaction\u2019 eba q&amp;a 2018_4108 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Scope of \u2018initiation of an electronic payment transaction\u2019<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4108\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4108 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemption from strong customer authentication (sca) for payment account information in combination with accessing account information online in web browser eba q&amp;a 2018_4068 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemption from strong customer authentication (SCA) for payment account information in combination with accessing account information online in web browser<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4068\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4068 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba on the access to trusted beneficiaries lists (rts art 13) by tpps in write mode eba q&amp;a 2018_4076 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">On the access to trusted beneficiaries lists (RTS Art 13) by TPPs in write mode<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4076\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4076 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba usage of sms for dynamic linking eba q&amp;a 2018_4414 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Usage of SMS for dynamic linking<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4414\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4414 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba subsequent instances of a recurring card payment transaction, other than the first, initial one, are transactions initiated by the payee only. this is also the case for card instalment transactions. eba q&amp;a 2018_4404 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Subsequent instances of a recurring card payment transaction, other than the first, initial one, are transactions initiated by the payee only. This is also the case for card instalment transactions.<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4404\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4404 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba strong authentication eba q&amp;a 2018_4315 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Strong Authentication<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4315\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4315 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba contactless payments at point of sale - applications of the conditions eba q&amp;a 2018_4226 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Contactless payments at point of sale - Applications of the conditions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4226\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4226 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba contactless payments at point of sale - applications of the conditions eba q&amp;a 2018_4225 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Contactless payments at point of sale - Applications of the conditions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4225\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4225 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of sca when a psu accesses payment transactions data older than on the last 90 days, without having access to sensitive payment data and for a period of 90 days after the last access using sca eba q&amp;a 2018_4177 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of SCA when a PSU accesses payment transactions data older than on the last 90 days, without having access to sensitive payment data and for a period of 90 days after the last access using SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4177\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4177 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba responsibility of national authority with regards to audit reports eba q&amp;a 2018_4155 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Responsibility of national authority with regards to audit reports<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4155\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4155 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba definition of payee for dynamic linking eba q&amp;a 2019_4556 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Definition of payee for dynamic linking<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4556\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4556 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba unattended terminals and transaction risk analysis (tra) exemption and related payment service providers (psp)\u2019s liabilities rules eba q&amp;a 2019_4480 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Unattended terminals and Transaction Risk Analysis (TRA) exemption and related Payment Service Providers (PSP)\u2019s liabilities rules<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4480\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4480 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba dynamic linking for batch payments eba q&amp;a 2018_4435 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Dynamic Linking for batch payments<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4435\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4435 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of the low value transaction limits eba q&amp;a 2018_4429 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of the Low Value Transaction Limits<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4429\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4429 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba dynamic linking for batch transactions eba q&amp;a 2018_4415 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Dynamic linking for batch transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4415\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4415 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba mount unattended contactless device on general goods vending machines eba q&amp;a 2020_5288 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Mount unattended contactless device on general goods vending machines<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5288\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5288 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba payment initiation scope and trusted beneficiaries eba q&amp;a 2020_5135 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Payment Initiation Scope and Trusted Beneficiaries<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5135\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5135 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba dynamic linking: transactions for which the final amount is unknown and may be lower or higher than authenticated amount eba q&amp;a 2020_5133 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Dynamic linking: transactions for which the final amount is unknown and may be lower or higher than authenticated amount<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5133\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5133 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba using trusted beneficiary lists to auto reject pisp transactions eba q&amp;a 2020_5115 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Using Trusted Beneficiary Lists to Auto Reject PISP Transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2020_5115\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2020_5115 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of sca to electronically processed sepa direct debits \/ interpretation of eba q&amp;a 2018_4359 eba q&amp;a 2019_4664 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of SCA to electronically processed SEPA Direct Debits \/ Interpretation of EBA Q&amp;A 2018_4359<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4664\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4664 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemptions from strong customer authentication (sca): credit transfers eba q&amp;a 2019_4564 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemptions from Strong Customer Authentication (SCA): credit transfers<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4564\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4564 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba secure corporate payment processes and protocols and inactivity time period eba q&amp;a 2023_6949 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Secure corporate payment processes and protocols and inactivity time period<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6949\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6949 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba the use of strong and widely recognized encryption techniques eba q&amp;a 2025_7376 97(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">The use of strong and widely recognized encryption techniques<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2025_7376\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2025_7376 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba authentication procedures that aspsps\u2019 interfaces are required to support (using re-direction) eba q&amp;a 2021_6321 97(5) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Authentication procedures that ASPSPs\u2019 interfaces are required to support (using re-direction)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6321\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6321 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">97(5)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemption from strong customer authentication eba q&amp;a 2023_6820 98 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemption from strong customer authentication<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6820\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6820 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba mobile banking services and sca in the same app eba q&amp;a 2023_6863 98 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Mobile Banking Services and SCA in the same app<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6863\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6863 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba api functionality eba q&amp;a 2022_6392 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">API functionality<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2022_6392\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2022_6392 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba eligibility of communication by aisps with aspsp throughout two access interfaces in parallel eba q&amp;a 2023_6752 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Eligibility of communication by AISPs with ASPSP throughout two access interfaces in parallel<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2023_6752\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2023_6752 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba revocation of aspsp&#039;s exemption from the contingency mechanism due to prolonged service disruption eba q&amp;a 2024_7103 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Revocation of ASPSP&#039;s Exemption from the Contingency Mechanism due to Prolonged Service Disruption<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7103\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7103 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba obligatory nature of the sca and exemption based on transaction risk analysis eba q&amp;a 2018_4089 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Obligatory nature of the SCA and exemption based on transaction risk analysis<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4089\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4089 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba ability of static card data to be considered a possession factor? eba q&amp;a 2018_4235 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Ability of static card data to be considered a possession factor?<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4235\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4235 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba signature on a paper slip from a payment terminal, as a factor in a two-factor sca eba q&amp;a 2018_4237 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Signature on a paper slip from a payment terminal, as a factor in a two-factor SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4237\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4237 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba signature performed on the screen of a digital device as a factor in a two-factor sca eba q&amp;a 2018_4238 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Signature performed on the screen of a digital device as a factor in a two-factor SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4238\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4238 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba showing a password after it has been masked eba q&amp;a 2018_4366 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Showing a password after it has been masked<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4366\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4366 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba unsuccessful authentications and declined transactions effect on the counters of cumulative amount and number of consecutive transactions eba q&amp;a 2019_4785 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Unsuccessful authentications and declined transactions effect on the counters of cumulative amount and number of consecutive transactions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4785\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4785 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemptions from strong customer authentication (sca): trusted beneficiaries eba q&amp;a 2018_4120 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemptions from Strong Customer Authentication (SCA): trusted beneficiaries<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4120\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4120 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba access by aisps when customer not present up to 4 times in a 24 hour period eba q&amp;a 2018_4210 98(1)(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Access by AISPs when customer not present up to 4 times in a 24 hour period<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4210\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4210 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of exemption from strong customer authentication (sca) under article 17 for card payments eba q&amp;a 2018_4239 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4239\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4239 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemption of secure corporate payment processes and protocols eba q&amp;a 2018_4383 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemption of secure corporate payment processes and protocols<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4383\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4383 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba fraud rate calculation for tra exemption \u2013 country dimension eba q&amp;a 2018_4439 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Fraud rate calculation for TRA exemption \u2013 country dimension<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4439\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4439 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba compliance with sca in offline mode on an aircraft without internet connection eba q&amp;a 2019_4740 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Compliance with SCA in offline mode on an aircraft without internet connection<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4740\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4740 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba delayed or deferred pin for wearable devices eba q&amp;a 2019_4783 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Delayed or deferred PIN for wearable devices<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4783\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4783 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba &quot;push based&quot; authentication and sca requirements eba q&amp;a 2019_4984 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">&quot;Push based&quot; authentication and SCA requirements<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4984\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4984 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba scope of contingency mechanism eba q&amp;a 2019_4826 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Scope of contingency mechanism<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4826\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4826 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba relying on vendor mechanisms processing the biometric data for strong customer authentication; multiple fingerprint samples stored on a mobile device and used for purpose of user authentication. eba q&amp;a 2019_4651 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Relying on vendor mechanisms processing the biometric data for strong customer authentication; Multiple fingerprint samples stored on a mobile device and used for purpose of user authentication.<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4651\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4651 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba aspsp is denied the waiver to the fall-back by an nca eba q&amp;a 2018_4140 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">ASPSP is denied the waiver to the fall-back by an NCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4140\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4140 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba communication plans to inform payment service providers making use of the dedicated interface eba q&amp;a 2018_4071 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Communication plans to inform payment service providers making use of the dedicated interface<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4071\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4071 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba knowledge element of sca. eba q&amp;a 2024_7286 98(1) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Knowledge element of SCA.<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2024_7286\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2024_7286 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(1)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba guidelines on the conditions to be met to benefit from an exemption from contingency measures under article 33(6) of regulation (eu) 2018\/389 (rts on sca &amp; csc) guidelines 98(3) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018\/389 (RTS on SCA &amp; CSC)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/legacy\/regulation-and-policy\/regulatory-activities\/payment-services-and-electronic-money\/guidelines\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(3)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba change of tpp access rights for ais consent by the psu prior to authorisation eba q&amp;a 2021_6246 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Change of TPP access rights for AIS consent by the PSU prior to authorisation<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6246\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6246 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba ability of payee\u2019s psp to apply exemptions from sca in credit transfers eba q&amp;a 2021_5845 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Ability of Payee\u2019s PSP to apply exemptions from SCA in credit transfers<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_5845\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_5845 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba arbitrating between security and obstacles eba q&amp;a 2021_6156 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Arbitrating between security and obstacles<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2021_6156\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2021_6156 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba calculation of fraud rates in relation to exemption threshold values (etvs) eba q&amp;a 2018_4043 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Calculation of fraud rates in relation to Exemption Threshold Values (ETVs)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4043\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4043 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba transaction risk analysis (tra) exemption \u2013 frequency of recalculation of fraud rate eba q&amp;a 2018_4045 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Transaction Risk Analysis (TRA) exemption \u2013 Frequency of recalculation of fraud rate<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4045\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4045 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba communication plans to inform payment service providers making use of the dedicated interface eba q&amp;a 2018_4071 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Communication plans to inform payment service providers making use of the dedicated interface<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4071\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4071 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba obligatory nature of the sca and exemption based on transaction risk analysis eba q&amp;a 2018_4089 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Obligatory nature of the SCA and exemption based on transaction risk analysis<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4089\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4089 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba exemptions from strong customer authentication (sca): trusted beneficiaries eba q&amp;a 2018_4120 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Exemptions from Strong Customer Authentication (SCA): trusted beneficiaries<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4120\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4120 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of transaction risk analysis (tra) exemption \u2013 real time risk analysis \/ monitoring eba q&amp;a 2018_4127 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of Transaction Risk Analysis (TRA) exemption \u2013 Real time risk analysis \/ monitoring<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4127\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4127 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba trusted beneficiary exemption \u2013 management of the exemption, information flows between psps in the payment transaction eba q&amp;a 2018_4128 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Trusted Beneficiary exemption \u2013 Management of the exemption, information flows between PSPs in the payment transaction<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4128\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4128 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba testing eidas certificates before 14 september 2019 eba q&amp;a 2018_4138 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Testing eIDAS certificates before 14 September 2019<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4138\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4138 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba aspsp is denied the waiver to the fall-back by an nca eba q&amp;a 2018_4140 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">ASPSP is denied the waiver to the fall-back by an NCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4140\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4140 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba fall back exemption eba q&amp;a 2018_4163 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Fall back exemption<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4163\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4163 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba ability of static card data to be considered a possession factor? eba q&amp;a 2018_4235 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Ability of static card data to be considered a possession factor?<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4235\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4235 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba signature performed on the screen of a digital device as a factor in a two-factor sca eba q&amp;a 2018_4238 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Signature performed on the screen of a digital device as a factor in a two-factor SCA<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4238\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4238 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of exemption from strong customer authentication (sca) under article 17 for card payments eba q&amp;a 2018_4239 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4239\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4239 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba trusted beneficiaries eba q&amp;a 2018_4338 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Trusted Beneficiaries<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4338\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4338 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba application of the exemption related to a trusted beneficiary eba q&amp;a 2018_4360 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Application of the exemption related to a trusted beneficiary<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4360\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4360 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba showing a password after it has been masked eba q&amp;a 2018_4366 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Showing a password after it has been masked<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4366\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4366 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba chip and signature cards and their inclusion in the remit of rts article 11 eba q&amp;a 2018_4342 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Chip and Signature cards and their inclusion in the remit of RTS Article 11<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4342\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4342 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba certification in relation to a technical service provider (tsp) eba q&amp;a 2018_4375 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Certification in relation to a Technical Service Provider (TSP)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4375\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4375 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba applicability of article 34 (eidas certificates) prior to application date of regulation (eu) 2018\/389 eba q&amp;a 2019_4630 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Applicability of Article 34 (eIDAS certificates) prior to application date of Regulation (EU) 2018\/389<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4630\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4630 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba identification and access for testing purposes of entities that are not authorised third party providers (tpps) eba q&amp;a 2019_4609 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Identification and access for testing purposes of entities that are not authorised third party providers (TPPs)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4609\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4609 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba strong customer authentication (sca) possession element requirement for cryptographic validation eba q&amp;a 2019_4532 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Strong Customer Authentication (SCA) possession element requirement for cryptographic validation<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4532\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4532 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba content of eidas certificates if agents or outsource providers are involved eba q&amp;a 2019_4507 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Content of eIDAS certificates if agents or outsource providers are involved<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2019_4507\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2019_4507 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a eba fraud rate calculation for tra exemption \u2013 country dimension eba q&amp;a 2018_4439 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Fraud rate calculation for TRA exemption \u2013 country dimension<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/single-rule-book-qa\/qna\/view\/publicId\/2018_4439\" target=\"_blank\" rel=\"noopener noreferrer\">EBA Q&amp;A 2018_4439 &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"rts\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"rts eba rts on strong customer authentication and secure communication under psd2 final rts 98(4) \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">RTS<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">RTS on strong customer authentication and secure communication under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/legacy\/regulation-and-policy\/regulatory-activities\/payment-services-and-electronic-money-0\" target=\"_blank\" rel=\"noopener noreferrer\">Final RTS &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">98(4)<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report guidelines on procedures for complaints of alleged infringements of directive (eu) 2015\/2366 guidelines on procedures for complaints 99 \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final Report Guidelines on procedures for complaints of alleged infringements of Directive (EU) 2015\/2366<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/documents\/10180\/1989045\/e4153114-b8f8-4156-9002-76ab7a41272c\/Final%20Guidelines%20on%20complaint%20procedures%20under%20PSD2%20(EBA-GL-2017-13).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on procedures for complaints &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\">99<\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report on amending guidelines on fraud reporting under psd2 guidelines on fraud reporting  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final Report on amending Guidelines on fraud reporting under PSD2<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/activities\/single-rulebook\/regulatory-activities\/payment-services-and-electronic-money\/guidelines-fraud-reporting-under-psd2\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on fraud reporting &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba final report guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers under regulation (eu) 2023\/1113 (&#039;travel rule guidelines&#039;) travel rule guidelines  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Final Report Guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers under Regulation (EU) 2023\/1113 (&#039;Travel Rule Guidelines&#039;)<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/sites\/default\/files\/2024-07\/6de6e9b9-0ed9-49cd-985d-c0834b5b4356\/Travel%20Rule%20Guidelines.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Travel Rule Guidelines &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"eba|esma|eiopa\"\n                        data-level=\"\"\n                        data-search=\"guidelines eba, esma, eiopa joint guidelines under article 25 of regulation (eu) 20215\/847 on the measures psps should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information joint guidelines on missing or incomplete information  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">EBA, ESMA, EIOPA<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Joint Guidelines under Article 25 of Regulation (EU) 20215\/847 on the measures PSPs should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.eba.europa.eu\/documents\/10180\/1969371\/49f8aa4b-6d6d-4ea9-a84d-bc9a6eba75eb\/Joint%20Guidelines%20to%20prevent%20terrorist%20financing%20and%20money%20laundering%20in%20electronic%20fund%20transfers%20(JC-GL-2017-16).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Joint Guidelines on missing or incomplete information &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"guidelines\"\n                        data-issuer=\"dnb\"\n                        data-level=\"\"\n                        data-search=\"guidelines dnb recovery- and exitplans payment institutions guidelines on recovery- and exitplans  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">DNB<\/span>\n                            <span class=\"wl-measure-type\">Guidelines<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Recovery- and exitplans payment institutions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.dnb.nl\/media\/30ch1txw\/herstel-en-exitplannen-betaalinstellingen.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Guidelines on recovery- and exitplans &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                                    <article class=\"wl-measure\"\n                        data-type=\"q&amp;a\"\n                        data-issuer=\"dnb\"\n                        data-level=\"\"\n                        data-search=\"q&amp;a dnb supervisory boards of payment institutions and electronic money institutions q&amp;a on supervisory boards  \"\n                    >\n                        <div class=\"wl-measure-meta\">\n                            <span class=\"wl-measure-issuer\">DNB<\/span>\n                            <span class=\"wl-measure-type\">Q&amp;A<\/span>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-main\">\n                            <p class=\"wl-measure-desc\">Supervisory boards of payment institutions and electronic money institutions<\/p>\n                                                            <a class=\"wl-measure-ref\" href=\"https:\/\/www.dnb.nl\/media\/hbqcymhl\/qa-raad-van-commissarissen-bij-betaalinstellingen-en-elektronischgeldinstellingen.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Q&amp;A on supervisory boards &rarr;<\/a>\n                                                    <\/div>\n\n                        <div class=\"wl-measure-article\">\n                            <span class=\"wl-measure-article-label\">PSD2 article<\/span>\n                            <span class=\"wl-measure-article-value\"><\/span>\n                        <\/div>\n                    <\/article>\n                \n                <p class=\"wl-tracker-empty\" hidden>No measures match the current filters.<\/p>\n            <\/div>\n        <\/div>\n\n        <style>\n            .wl-tracker,\n            .wl-tracker * {\n                box-sizing: border-box;\n 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                      applyFilters();\n                    });\n                }\n\n                applyFilters();\n            })();\n        <\/script>\n        [\/vc_column_text][vc_empty_space height=&#8221;80px&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2>Contact us<span style=\"color: #00c6da;\">.<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_separator type=&#8221;normal&#8221; color=&#8221;#00c6da&#8221; thickness=&#8221;1&#8243; up=&#8221;10&#8243; down=&#8221;10&#8243;][vc_column_text css=&#8221;&#8221;]Are you launching a payment, wallet or stored-value product, assessing whether a service falls within PSD2 or EMD2, or preparing for a licence application?<\/p>\n<p>&nbsp;<\/p>\n<p>Watsonlaw advises on the full range of legal and regulatory questions relating to payment services and electronic money, including qualification, licensing, governance, internal documentation, safeguarding and the interaction with adjacent frameworks where relevant.<\/p>\n<p>&nbsp;<\/p>\n<p>We are happy to assist with the legal qualification of your activities, the structuring of your product or service, the applicable legal framework and the next steps for your business.<\/p>\n<p>Would you like to know more? Please contact <a href=\"mailto:w.smits@watsonlaw.nl\">Willem-Jan Smits<\/a> or <a href=\"mailto:r.kattenbelt@watsonlaw.nl\">Rens Kattenbelt<\/a>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221; padding_top=&#8221;30&#8243; padding_bottom=&#8221;100&#8243;][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;3\/4&#8243;][vc_column_text]<\/p>\n<h2>Client experiences<span style=\"color: #00c6da;\">.<\/span><\/h2>\n<p>[\/vc_column_text]<div class='testimonials_c_holder clearfix dark'><div class=\"testimonials_c testimonials_c_carousel\" data-show-navigation=\"yes\" data-animation-speed=\"\" data-auto-rotate-slides=\"5\" data-number-per-slide=\"1\"><ul class=\"slides\"><li id=\"testimonials-c-16607\" class=\"testimonial_content\"><div class=\"testimonial_content_inner\"><div class=\"testimonial_text_holder\"><div class=\"testimonial_text_inner\" style=\"color: #000000;\"><p style=\"font-size:18px;color:#000000\">\u201cIt is common to be spinning many plates when establishing a start-up. What I consider most important from a collaboration with a lawyer is: reassurance. So that I can sleep at night. And that is what I got.\u201d<\/p><p class=\"testimonial_author\" style=\"color: #000000;color: #00c6da;font-size: 16px;\">Start-up entrepreneur<\/p><\/div><\/div><\/div><\/li><li id=\"testimonials-c-16606\" class=\"testimonial_content\"><div class=\"testimonial_content_inner\"><div class=\"testimonial_text_holder\"><div class=\"testimonial_text_inner\" style=\"color: #000000;\"><p style=\"font-size:18px;color:#000000\">\u201cThey really dare to take steps. This often concerns untapped subject matter. You can count on them taking a position that can later be defended\u201d<\/p><p class=\"testimonial_author\" style=\"color: #000000;color: #00c6da;font-size: 16px;\">Tech sector consultant<\/p><\/div><\/div><\/div><\/li><li id=\"testimonials-c-16605\" class=\"testimonial_content\"><div class=\"testimonial_content_inner\"><div class=\"testimonial_text_holder\"><div class=\"testimonial_text_inner\" style=\"color: #000000;\"><p style=\"font-size:18px;color:#000000\">\u201cThey are very proactive, and they are pre-emptive when it counts, they radiate this. They are on point. We see things the same way: transparent, direct, know what to expect from each other, we both want to build something. They are so much more than lawyers. And if they don\u2019t know something, they do their homework. They are terrific at that.\u201d<\/p><p class=\"testimonial_author\" style=\"color: #000000;color: #00c6da;font-size: 16px;\">Crypto company entrepreneur<\/p><\/div><\/div><\/div><\/li><li id=\"testimonials-c-16602\" class=\"testimonial_content\"><div class=\"testimonial_content_inner\"><div class=\"testimonial_text_holder\"><div class=\"testimonial_text_inner\" style=\"color: #000000;\"><p style=\"font-size:18px;color:#000000\">\"Watsonlaw has truly contributed to the growth of our company. This is where the greatest added value lies. They give tangible advice and tell me what the best step is. That is exactly what I am looking for in a lawyer\u201d<\/p><p class=\"testimonial_author\" style=\"color: #000000;color: #00c6da;font-size: 16px;\">Crypto company entrepreneur<\/p><\/div><\/div><\/div><\/li><\/ul><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;30&#8243; padding_bottom=&#8221;20&#8243; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/4&#8243;][vc_column_text] New technologies demand new insights. [\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;][vc_widget_sidebar sidebar_id=&#8221;Sidebar Fintech&#8221; el_class=&#8221;sidebar-menu-unified&#8221;][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;] Here&#8217;s our point of view: We can help you prepare for what the future holds for your business. PSD2 is&#8230;<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":21107,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-20937","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PSD2 Guidelines and Q&amp;As - Watsonlaw<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/watsonlaw.nl\/en\/expertises\/fintech\/payments\/guidelines\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2 Guidelines and Q&amp;As - Watsonlaw\" \/>\n<meta property=\"og:description\" content=\"[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;30&#8243; padding_bottom=&#8221;20&#8243; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/4&#8243;][vc_column_text] New technologies demand new insights. 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